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URL	https://www.ospreymortgagelending.com/blog/arm-loans-risk-vs-reward-making-smart-home-financing-choices
Description	ARM loans stand out from traditional fixed-rate mortgages due to their unique structure. These loans offer an initial fixed-rate period, typically spanning 3 to 10 years. During this initial phase, the interest rate remains constant, allowing homeowners to enjoy stable monthly payments. However, once this fixed-rate period concludes, the interest rate adjusts periodically, often annually, based on a specific financial index such as the U.S. Prime Rate.
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Add Time	2020-02-20 00:48:57
Category	Home / Homeowners

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